Vending machine financing

Financing a vending machine describes various models for paying the purchase price in instalments. The aim is to spread the acquisition cost over a longer period and cover the investment with the vending machine’s ongoing income.

Function and area of use

With financing, the purchase price is spread over 12 to 60 months through a loan or an instalment agreement. The vending machine itself often serves as security. This model is particularly popular with founders who want to build a network of vending machines (scaling), as they can use their available capital for purchasing goods and securing locations.

Financing often achieves a positive cash flow from the first month: the income from selling snacks or drinks covers the monthly financing instalment and the cost of goods.

VendSpot works with leasing companies that know the specific features of the vending market.

Advantages

• Preserves liquidity for day-to-day business
• “Pay as you earn”: the vending machine finances itself from its own revenue
• Fixed, predictable instalments over the entire term
• Use state-of-the-art technology immediately instead of saving up for a long time
• Partial financing after a down payment
• Fast processing by specialised vending financiers
• Ownership at the end of the term

Technical details

Financing requires a positive credit check. Interest rates are based on the current market level. The monthly burden depends heavily on the number of units and the chosen term.

Frequently asked questions

Is a down payment required for financing?

Yes. At VendSpot, a 50% down payment is always required for financing and leasing.

Can business founders also get financing?

In principle, yes, if the business plan and location concept are convincing. The leasing company makes the decision.

Related terms

• Vending operator
• Vending machine leasing
• Vending machine costs
• Buying a vending machine
• Vending machine price

Buy or lease at VendSpot In the shop, you buy directly at net prices. We arrange leasing on request through our partner leasing companies, with a 50% down payment. More about leasing or enquire directly.